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Personal Lines Underwriter

Springfield, MO, US, 65899-0001

Who we are.

American National is a successful and stable corporation guided by five core values: Financial Strength, Integrity, Respect, Service and Teamwork. We are among America’s Most Trustworthy Financial Companies according to Forbes. We’ve spent the last 110+ years earning this reputation and we work each day to expand this legacy. We know we’re not just selling insurance, we’re providing security and peace of mind to our 5 million policyholders.


The growth, innovation and success of American National are driven by our incredible employees who thrive on delivering exceptional service to our clients. Success begins and ends with our people. Their loyalty and dedication to American National is why we’re successful.

If you share our values and can contribute to our mission of providing the highest quality service to our clients, we want to hear from you!


Why join us?

We know that our employees’ lives encompass much more than the time they spend at work. To help them maintain a healthy work/life balance, we’ve compiled a generous benefits package, including: medical, dental, vision, short and long-term disability, life insurance, flexible spending account, matching 401(k), paid time off, paid holidays, tuition reimbursement and referral bonuses.


We’ve also incorporated unique benefits like our volunteer program where employees are provided PTO for giving their time to a non-profit of their choice. Healthy employees are productive employees so we also have a comprehensive wellness program that includes onsite fitness centers and classes or discounted gym memberships, free health screenings, free flu shots, and more. ​


Personal Lines Underwriter

The American National Underwriting Department is seeking analytical and driven individuals who possess an innate ability to effectively negotiate, for a full-time, personal lines underwriter position. In this position, you are given authority to authorize sound risk eligibility decisions that directly impact business. You will also be instrumental in the ongoing education and development of field associates, promoting their success. If your interest and qualifications align with this opportunity; We encourage you to apply today!


  • Work within assigned authority and company guidelines to make sound risk selection decisions-continuously driving towards company growth, profitability, and retention objectives
  • Mentor agents to employ effective strategy to build and maintain a profitable book of business, addressing service or field underwriting challenges and providing underwriting procedure and system information, accordingly
  • Provide positive and ongoing communication with field personnel, assisting with product and coverage information, risk placement, risk mitigation, profitability, and loss ratio analysis
  • Conduct timely and thorough underwriting of all assignments in a manner that supports department goals, required file quality, and risk selection expectations 
  • Execute loss control expectations including inspection ordering- in an appropriate and timely manner
  • Maintain up to date knowledge of state regulations 



  • Completed 4-year degree, preferred (Business, Finance, Insurance and Risk Management, Communication degrees desired)-Industry work experience will be considered in lieu of completed degree(s)
  • Work experience in business/finance, underwriting, and insurance related positions, desired
  • Proficiency in Microsoft Office programs (Excel, Outlook, Word)
  • Must have the ability to effectively negotiate, authorize sound decisions, critically analyze information, and maintain an elevated level of organization
  • Must have strong written and verbal communication skills
  • Ability to work independently and under minimal supervision
  • Deliver professional service that creates a collaborative and consultative environment
  • Possess enthusiasm to continually develop-Interest in obtaining industry designations (AINS, AU, and CPCU)
  • Flourish in a fast paced, self-driven environment


Hiring Practices

The preceding job posting has been designed to indicate the general nature and level of work performed by employees assigned to this role. It is not intended to be interpreted as a comprehensive list of all duties, responsibilities and qualifications.


American National’s recruitment policies help us place individuals in a timely and efficient manner. Only the most qualified candidates will be contacted by our recruiting team. Candidates always have the ability to determine their application status by logging into our Career Portal.


Learn more about our culture by following us on social media: LinkedIn, Facebook, Instagram, Twitter: @CareerswithAN


American National is an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.


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“If you believe you can make a difference in the lives of our clients, if you’re willing to work hard, if you want a fulfilling career, and if your values match ours, then I want you to work for American National. ” – James Pozzi, President and CEO.




Job Segment: Underwriter, Social Media, Risk Management, Insurance, Marketing, Finance

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