Underwriter III

Springfield, MO, US, 65804




Commercial Underwriter III

American National is hiring for a Commercial/Agriculture Underwriter III. This position underwrites new and renewal commercial and agricultural business over an assigned territory. The Underwriter III will maintain relationships with agent partners and teammates, providing support on coverage, rating, risk appetite, or system inquiries. They will also participate in assigned projects.

What Will you do?
•    Evaluate new business, policy changes, and renewal accounts working within specified guidelines to make decisions and knowingly take risk. 
•    Practice effective communication to agency and internal partners providing underwriting support.
•    Understand form language and be able to provide coverage and class code opinions.
•    Coordinate with manager and other internal partners to identify regional specific needs and issues affecting their assigned territory.
•    Be proactive in field outreach and communicating within assigned territory.
•    Understand and make decisions on multiple products associated with commercial and agriculture accounts.
•    Monitor workflow and communicate observations of trends, agent or system performance issues, or other areas of opportunity.
•    Present content to team or territory groups as needed.
•    Participate in agency visits, whether virtual or in person.
•    Complete smaller independent projects, growing subject matter expertise.
•    Participate in larger group projects, working with interdepartmental partners to complete necessary tasks.
•    Mentor and support others within the Underwriting team as needed.

•    Four to six years of insurance industry experience 
•    Professional insurance designations or completed coursework preferred


Salary for this position can range from $63,000.00 for candidates who are minimally qualified through $79,000 for more highly qualified candidates.  Candidates outside of the range are encouraged to apply, and will be considered based on experience, skill, and education.




American National offers eligible employees and their families medical, dental, vision, and basic life insurance. Employees are able to enroll in our company’s 401k plan. Employees also receive annually a bank of paid time off and paid holidays.   We aspire to see people for what they bring to our corporate culture by supporting an inclusive work environment, including an emphasis on a healthy work-life balance, development opportunities, and a casual dress code.


American National is an established, stable, and successful multi-line insurance corporation that has provided financial strength and a sense of security to employees, customers and business partners since 1905.  With focus on our organization’s values and cultural richness: Financial Strength, Integrity, Respect, Service and Teamwork (FIRST) and Agility, Collaboration, and Engagement (ACE) we continue to pursue our vision to be a leading provider of financial products and services for current and future generations.


Hiring Practices

The preceding job posting was designed to indicate the general nature and level of work performed by employees assigned to this position. It is not intended to be interpreted as a comprehensive list of all duties, responsibilities, and qualifications.  We are dedicated to building a diverse, inclusive, and authentic workplace, so if you’re excited about this role, but your past experience doesn’t align perfectly with the job qualifications, we still encourage you to apply. You may be just the right candidate for this position or other opportunities at American National.


American National’s recruitment policies help us place individuals in a timely and efficient manner. Only the most qualified candidates will be contacted by our recruiting team. Candidates may check the status of their application(s) by logging into our Career Portal.  Learn more about our company, by following us on social media: LinkedInFacebookInstagram


American National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.


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“If you believe you can make a difference in the lives of our clients, if you’re willing to work hard, if you want a fulfilling career, and if your values match ours, then I want you to work for American National. ” – James Pozzi, Former President and CEO.




Nearest Major Market: Springfield

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